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Choose the level of credit support
that matches your situation.

Our services are structured based on complexity, timeline, and the level of guidance required - not one-size fits-all solutions.

Start here: Which best describes your situation?

I need help with collections, 
charge-offs, or late payments

Recommended:
Core Credit Cleanup

I have a repossession, student loans, or multiple serious negatives

Recommended:
Strategic Credit Recovery

I'm dealing with a bankruptcy or eviction

Recommended:
Advanced Credit Restoration

I'm preparing to buy a home

Recommended:
Homebuyer Readiness Program

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All programs at RGF Solutions are personally overseen by Alex, combining hands-on experience with structured credit-repair systems to help clients move forward with clarity and confidence.

Trying to Fix Your Credit on Your Own vs Working With a Consultant

On Your Own

DIY Credit Repair

  • Relying on generic advice or templates found online

  • Guessing which items can or should be disputed

  • No clear strategy for active accounts or ongoing late payments

  • Trial-and-error approach that can cause delays or setbacks

  • Limited insight into how lenders evaluate credit profiles

  • Responsible for tracking timelines, follow-ups, and responses alone

With RGF Solutions

Guided Credit Repair

  • File-specific strategy based on your full credit profile

  • Guided dispute sequencing to avoid unnecessary risk

  • Professional oversight on open accounts and reporting activity

  • Ongoing adjustments as creditors and bureaus respond

  • Clear guidance on what actions you should (and shouldn’t) take

  • Support focused on long-term credit stability, not just removals

Why This Matters

Fixing credit isn’t just about removing negative items — it’s about making sure your credit profile is accurate, stable, and lender-ready. The right approach depends on the complexity of your situation and the level of guidance you need.

Are you actively preparing to buy a home?

Homebuyer Readiness Program

For tailored support to secure lender approval and
prepare for homeownership.

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