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Choose the level of credit support
that matches your situation.
Our services are structured based on complexity, timeline, and the level of guidance required - not one-size fits-all solutions.
Start here: Which best describes your situation?
I need help with collections,
charge-offs, or late payments
Recommended:
Core Credit Cleanup
I have a repossession, student loans, or multiple serious negatives
Recommended:
Strategic Credit Recovery
I'm dealing with a bankruptcy or eviction
Recommended:
Advanced Credit Restoration
I'm preparing to buy a home
Recommended:
Homebuyer Readiness Program
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All programs at RGF Solutions are personally overseen by Alex, combining hands-on experience with structured credit-repair systems to help clients move forward with clarity and confidence.
Trying to Fix Your Credit on Your Own vs Working With a Consultant
On Your Own
DIY Credit Repair
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Relying on generic advice or templates found online
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Guessing which items can or should be disputed
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No clear strategy for active accounts or ongoing late payments
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Trial-and-error approach that can cause delays or setbacks
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Limited insight into how lenders evaluate credit profiles
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Responsible for tracking timelines, follow-ups, and responses alone
With RGF Solutions
Guided Credit Repair
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File-specific strategy based on your full credit profile
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Guided dispute sequencing to avoid unnecessary risk
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Professional oversight on open accounts and reporting activity
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Ongoing adjustments as creditors and bureaus respond
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Clear guidance on what actions you should (and shouldn’t) take
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Support focused on long-term credit stability, not just removals
Why This Matters
Fixing credit isn’t just about removing negative items — it’s about making sure your credit profile is accurate, stable, and lender-ready. The right approach depends on the complexity of your situation and the level of guidance you need.
Are you actively preparing to buy a home?
Homebuyer Readiness Program
For tailored support to secure lender approval and
prepare for homeownership.

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